The policy names AI and says yes
Affirmative wording lists AI losses as covered, sometimes with a sublimit. Coalition added AI security events and deepfake funds-transfer fraud to its cyber trigger in March 2024.
Register checked 21 October 2026
Who insures AI?
The insurers, policies and exclusions that decide whether an AI mistake is covered. Every entry links to its source and shows the day we last checked it.
Insurers are pulling AI risk in two directions
20moves to add affirmative AI cover
6moves to exclude AI from existing policies
Every dated change in our log since March 2024, with the source behind each one. The log is more complete from 2025 onward. Exclusion filings run into the thousands at state level; the exclusions tracker counts them separately.
AI insurance changes by quarterAdds AI cover (20)Excludes AI (6)Market or regulator (5)Open the full log
2024
Q2
Q3
Q4
2025
Q3
2026
Three ways a policy can stand on AI
We stamp every policy, endorsement and exclusion with one of these. The wording decides the stamp, never the marketing.
The policy never mentions AI
Most older wordings say nothing, so cover is argued after the loss. It is why carriers now issue clarifying wording, like the affirmative AI wording Beazley added to cyber and tech E&O in September 2026.
An endorsement takes AI out
An exclusion removes AI claims in part or in full. ISO forms CG 40 47, CG 40 48 and CG 35 08 let carriers exclude generative AI from general liability from January 2026.
The register
Who sells AI cover right now, newest change first. A blank limit means the insurer has not published one, never that we guessed.
- Published limit
- Not published
- How to buy
- Added to Beazley cyber policies
- Record
- Confirmed by issuer
- Published limit
- Not published
- How to buy
- Added to Beazley cyber policies
- Record
- Confirmed by issuer
- Published limit
- Not published
- How to buy
- Built into CFC products
- Record
- Confirmed by issuer
- Published limit
- Not published
- How to buy
- Not stated
- Record
- Confirmed by issuer
- Published limit
- Not published
- How to buy
- Direct, through a broker, or embedded through partners
- Record
- Confirmed by issuer
- Published limit
- Not published
- How to buy
- Not stated
- Record
- Trade press only
- Published limit
- Not published
- How to buy
- Online, direct
- Record
- Confirmed by issuer
- Published limit
- $10Mmaximum limit
- How to buy
- Not stated
- Record
- Confirmed by issuer
- Published limit
- Not published
- How to buy
- Through partner carriers
- Record
- Announced, not yet sold
Browse all 28 listingsDownload the register (CSV)Register numbers are ours, assigned in the order we logged each listing.
AI exclusions tracker
Insurer and form-bureau moves to write AI out of existing cover, dated and sourced.
- Generative AI exclusion filings pass 4,000 across US states (trade press)
- Chubb and Travelers reported among carriers filing AI exclusions (trade press)
- Chubb reported to carve out widespread AI events (trade press)
Does my insurance cover AI?
Pick how your company uses AI and which policies you hold. See which exclusions to look for and the question to put to your broker.
Educational only. No quotes, no sales calls, nothing stored.
Check my coverageGuides
Plain answers to the questions buyers ask, each built on the register and cited line by line.
AI liability insurance: what it covers and who sells itAI liability insurance explained: what the policies we track cover, who sells them, the limits they publish, and why general liability may now exclude AI. Updated 21 October 2026.
Insurance for AI agents: what covers an agent's mistakesInsurance for AI agents: which policies we track name agent errors, how AIUC-1 ties an audit to cover, which limits are published and where the gaps are.Does tech E&O insurance cover AI?Does technology errors and omissions insurance cover AI? What silent wording means, which insurers add AI to tech E&O, which exclusions to check, and limits.AI hallucination insurance: what pays when AI gets it wrongIs there insurance for AI hallucinations? Which policies we track name hallucinations or model error, what they pay for, published limits and gaps to check.Deepfake fraud: what insurance covers and what it does notDeepfake fraud and insurance: how cyber and crime policies treat fake voice or video payment requests, which insurers name deepfakes, and the gaps to check.Insurance for AI startups: tech E&O, cyber and D&O by stageAI startup insurance explained: how tech E&O, cyber and D&O fit at each stage, where AI cover attaches, and which listed providers sell AI cover online.AIUC-1 certification: how an AI agent audit links to insuranceWhat AIUC-1 is: the AI agent security, safety and reliability standard from AIUC, how its audit links to insurance, who is certified, and what is not public.
How every entry is checked
We do not sell insurance or take commissions, and no insurer pays to be listed. Nothing here is insurance or legal advice; talk to a licensed broker before you buy. Read the methodology.
- 1Start at the sourceThe insurer's own page, filing or release comes first. Items only trade press has reported carry a label.
- 2Record facts, not the pitchLimits, capacity, territory and how to buy go in only when a source states them.
- 3Re-check on a scheduleA weekly scan for launches and exclusions, a full re-check of every listing each month, every change dated.
- 4Fix in publicSpot an error? Email contact@aiinsurancetracker.com. Every correction is logged on the corrections page.